New Study: Latino Millennials Prove They’re Adventurous Bankers, and Seek Out Non-Traditional Banking Institutions

With more than 20 percent of the highly sought-after U.S. millennial segment identifying as Hispanic, there’s no doubt that Latino millennials have been marked as the trendsetters and spearheaders. Not only that, but as many Hispanic millennials move into peak earning years, their purchasing power will continuously increase, challenging the might of the Boomer dollar. [&hellip + More

Banking innovation: a marathon, not a sprint

Britain’s banks have reliably serviced the banking needs of millions of customers for more than a hundred years; providing a safe place to store hard-earned cash, mortgages to buy dream homes, and great interest rates to accumulate savings, writes Derek Britton In order to keep up with a new wave of customer demand, banks are moving [&hellip + More

Panagides: What 2015 has in store for email in the FinTech industry

1. How the e-mail plays a role in the financial technology environment? Email is a fundamental means of communication and business process for businesses across the globe. Estimates put the number of corporate email accounts in 2015 at over 1 billion. The financial sector is one of the most significant participants given the “knowledge” nature [&hellip + More

Fintech Trends for 2015: Investing Services, Anti-Social Trading, and Digital Crowdfunding

By Ron Finberg Fintech was a great sector to be in during 2014, being the beneficiary of hundreds of millions, if not billions, of dollars of venture capital. The year ended with a bang, with alternative non-bank lenders LendingClub and OnDeck both going public. Overall, the forces of momentum guiding the fintech sector are based on [&hellip + More

Andreessen: Bitcoin’s viability not based on day-to-day value

By Will Hernandez Bitcoin enthusiasts flocked to the Twitter airwaves Monday to defend the technology after two major events over the weekend continued to cast doubt over the cryptocurrency’s long-term viability, at least in some mainstream circles. The more serious event occurred Sunday when U.K.-based exchange Bitstamp suspended operations because it had reason to believe [&hellip + More

2014 in review, part II: Security, bitcoin, carrier billing, and mPOS 

Dec. 19, 2014 | by Will Hernandez Apple Pay might have been the most discussed mobile payments story in 2014, but data breaches were top-of-mind with consumers and the entire payments industry. Coming off the massive Target breach in 2013, we saw a number of high-profile incidents throughout this year. Those breaches put more emphasis [&hellip + More

As Market Matures, Fintech Startup Winners Will Emerge in 2015

Capital Markets Outlook 2015: Financial technology startups have boomed in recent years, and the time is ripe for some market leaders to emerge, while others will get acquired or simply disappear. Challenge: Big institutions are embracing technology startups as never before. After wild growth, and likely much more expansion to come, it’s time for some reorganization. [&hellip + More

Cybersecurity: Trends and implications of a growing phenomenon

It is an increasingly common occurrence to receive daily news about computer security systems that have been hacked. The latest attack suffered by Sony Picture Entertainment paralyzed the company’s computer systems and resulted in a large data breach of their financial records and private emails. Based on the history of security incidents at Sony, it [&hellip + More

What to expect of FinTech in 2015

By Mike Laven Ever since the global economic crisis led customers to question the previously unrivaled traditional banking system, we have seen a wave of innovative players rising up and re-shaping old-fashioned banking models. Over the past few years a host of new companies have shot up, offering alternative methods to everything from loans to [&hellip + More